Insuret Pty Ltd ABN 42 126 793 379, arranges this insurance under an authorised representative number 316981 of the product issuer, The Hollard Insurance Company Pty Ltd, AFSL 241436, ABN 78 090 584 473. Any advice provided is general only and may not be right for you. Consider the Product Disclosure Statement available on this website, to decide if the product is right for you. A Target Market Determination (TMD) is also available. Benefits are subject to the terms and conditions including the limits and exclusions of the insurance policy.